News for 'Financial Express'

'Your Emotional Quotient Is Your Investing Superpower'

'Your Emotional Quotient Is Your Investing Superpower'

Rediff.com1 Oct 2026

'The most effective investment approach is one that aligns with an investor's temperament, risk tolerance, and decision-making style.'

Document Bank Transactions Before IT Officials Come Knocking

Document Bank Transactions Before IT Officials Come Knocking

Rediff.com21 Sep 2026

A deposit is not necessarily taxable simply because it appears in a bank account. What matters is whether its source can be satisfactorily explained.

The Rationale Behind Government's UPI Fee Decision

The Rationale Behind Government's UPI Fee Decision

Rediff.com16 Sep 2026

The Indian government has challenged Congress leader Rahul Gandhi's criticism of levying fees on UPI payments above Rs 2,000 to merchants. The government highlighted that a parliamentary standing committee, which included Congress MPs, had previously backed a tiered Merchant Discount Rate (MDR) framework for UPI. This move aims to ensure the financial sustainability of the UPI ecosystem and reduce its dependence on government subsidies, a concern raised by the committee due to the significant funding gap between allocations and operational costs.

How To Protect Inherited Jewellery From Tax Disputes

How To Protect Inherited Jewellery From Tax Disputes

Rediff.com5 Oct 2026

The assessee must explain the nature and source of jewellery and support the explanation with evidence, tax experts say.

'Monetary Policy Can Bring Inflation To The Target'

'Monetary Policy Can Bring Inflation To The Target'

Rediff.com7 Oct 2026

'In fact, when monetary policy has been deployed, it does not distinguish between types of shocks. It goes straight for the kill.'

Rising Inflation? Protect Your Money Now

Rising Inflation? Protect Your Money Now

Rediff.com29 Sep 2026

'Separate needs from wants and minimise discretionary spending.'

Should You Buy A Return-Of-Premium Plan?

Should You Buy A Return-Of-Premium Plan?

Rediff.com30 Sep 2026

Compare premiums, claim settlement ratios, exclusions, waiting periods and surrender provisions.

How To Prepare For A Heart Emergency

How To Prepare For A Heart Emergency

Rediff.com1 Oct 2026

Families, especially those with a history of these ailments, must prepare before an emergency strikes.

Article 370 to 'vote chori': When Gyanesh Kumar made headlines

Article 370 to 'vote chori': When Gyanesh Kumar made headlines

Rediff.com23 Sep 2026

Chief Election Commissioner Gyanesh Kumar is facing significant scrutiny after an investigation revealed objections from his fellow election commissioners, Sukhbir Singh Sandhu and Vivek Joshi, regarding decisions made during the Special Intensive Revision of voter lists. The objections, reportedly made at least 14 times, concerned issues like changes to voter registration forms and centralised control over electoral roll databases, intensifying criticism of Kumar's tenure and the EC's impartiality.

India sounds alarm over security, navigation risks amid Red Sea tensions

India sounds alarm over security, navigation risks amid Red Sea tensions

Rediff.com18 Sep 2026

India has once again raised alarms over the escalation in the security situation in the Red Sea area and strongly condemned Houthi strikes targeting Saudi Arabian territory, "including on civilians and economic assets."

RBI Ombudsman Can Award Compensation Of Up To 30 Lakh For Financial Loss

RBI Ombudsman Can Award Compensation Of Up To 30 Lakh For Financial Loss

Rediff.com18 Jul 2026

...and 3 lakh for harassment.

10 IPO Checks Before You Invest

10 IPO Checks Before You Invest

Rediff.com17 Sep 2026

Dig into the prospectus. Use the prospectus to understand the business and its risks.

BRICS finance chiefs push for greater emerging market representation in IMF, World Bank

BRICS finance chiefs push for greater emerging market representation in IMF, World Bank

Rediff.com11 Sep 2026

BRICS finance ministers and central bank governors have called for increased representation of emerging-market and developing economies in the IMF and World Bank, while also criticising unilateral tariffs and trade measures, as the expanded bloc aims to bolster financial cooperation amidst global fragmentation.

6 IPOs Take Stage In Record Debut-Day Rush

6 IPOs Take Stage In Record Debut-Day Rush

Rediff.com18 Sep 2026

Six companies made their stock market debut on Thursday, setting a new record for the most mainboard listings on a single day since at least 1996.

Serial practitioner of terrorism: Jaishankar slams Pak PM Sharif at UNGA

Serial practitioner of terrorism: Jaishankar slams Pak PM Sharif at UNGA

Rediff.com27 Sep 2026

India's External Affairs Minister S Jaishankar, addressing the UN General Assembly, strongly criticised Pakistan for its support of terrorism, asserting India's right to self-defence and stating that friendship cannot coexist with terrorism. He also highlighted India's global responsibilities, contributions to the Global South, and its stance on reformed multilateralism and AI.

Beware These Insurance Sales Traps

Beware These Insurance Sales Traps

Rediff.com25 Sep 2026

If a bank sold the policy, complain to its grievance cell and, if necessary, escalate the complaint to the Reserve Bank of India Ombudsman.

Infantino's reform pledge fails to satisfy federations seeking sweeping FIFA overhaul

Infantino's reform pledge fails to satisfy federations seeking sweeping FIFA overhaul

Rediff.com22 Sep 2026

Germany, Netherlands, Sweden and Wales have questioned Infantino's reform pledge, arguing that FIFA needs deeper governance changes, stronger accountability and broader leadership reforms to restore trust.

FM Sitharaman Confident Of India's Double-Digit Economic Growth

FM Sitharaman Confident Of India's Double-Digit Economic Growth

Rediff.com26 Sep 2026

Union Finance Minister Nirmala Sitharaman expressed strong confidence in India achieving over 10 per cent economic growth, advocating for increased technology adoption and innovation. She urged overcoming scepticism and highlighted technology's transformative role in agriculture and public sector reforms, while also launching a new fund and book at an IIT Madras event.

How To Pick The Right Broker

How To Pick The Right Broker

Rediff.com15 Sep 2026

Investors opening new brokerage accounts must choose a broker suited to their style.

'Married For 15 Years, Now We Don't Have Sex'

'Married For 15 Years, Now We Don't Have Sex'

Rediff.com9 Sep 2026

rediffGURU Anu Krishna recommends being patient, and consulting with a professional to help rebuild intimacy and strengthen communication in the marriage.

'Three Days' Banking Strike Is A Big Issue'

'Three Days' Banking Strike Is A Big Issue'

Rediff.com23 Sep 2026

'There will be some inconvenience to people. But we have given one-month notice to the government one month ago.'

PAYD Motor Insurance: Is It Worth It?

PAYD Motor Insurance: Is It Worth It?

Rediff.com16 Sep 2026

PAYD suits infrequent drivers who can estimate annual mileage.

PhonePe Charts Ambitious Decade-Long Digital Progress Roadmap

PhonePe Charts Ambitious Decade-Long Digital Progress Roadmap

Rediff.com9 Sep 2026

PhonePe, at the Global Fintech Fest 2026, unveiled its strategic vision for the next decade, focusing on inclusive digital progress for individuals, households, and businesses across India. The roadmap details innovations in financial inclusion, wealth creation, credit access, and merchant solutions.

Have Foreign Investors Lost Faith in India?

Have Foreign Investors Lost Faith in India?

Rediff.com22 Sep 2026

Foreign institutional investors have withdrawn nearly $40 billion from Indian equities in the last two years and, according to Bernstein analysts, have 'little reason' to invest for the long-term, though they may 'return to trade'. The brokerage highlights challenges such as struggling large-caps, disruption from new technologies, and difficulties accessing small- and mid-caps (SMIDs) at an institutional scale.

Buying A Used Car On Loan? Know The Cost

Buying A Used Car On Loan? Know The Cost

Rediff.com15 Sep 2026

Used-car financing has seen significant growth, but borrowers must be aware of higher interest rates, conservative loan-to-value ratios, shorter tenures, and the risk of owing more than the car's depreciated value. Understanding these factors is crucial for making informed decisions.

Putin pitches NDB investment platform to deepen BRICS trade, technology ties

Putin pitches NDB investment platform to deepen BRICS trade, technology ties

Rediff.com11 Sep 2026

Russian President Vladimir Putin has proposed a new investment platform, based on the New Development Bank (NDB), to fund projects in trade, infrastructure, logistics, and technology across BRICS nations, emphasising that the grouping's expanding economic cooperation is not 'against anyone' but aims to advance members' national interests.

Modern Marriage: 'We Don't Compete With Each Other'

Modern Marriage: 'We Don't Compete With Each Other'

Rediff.com16 Sep 2026

'The biggest difference between our marriage and that of our parents' generation is not simply that times have changed. It is that modern marriages require two people to continuously understand, support and adapt to each other while navigating a much more demanding world,' says Rahul Kulkarni.

'We are disappointed': NSW warns over BBL privatisation

'We are disappointed': NSW warns over BBL privatisation

Rediff.com9 Sep 2026

New South Wales (NSW) has strongly criticised Cricket Australia's (CA) decision to proceed with a "self-determination" model for Big Bash League (BBL) privatisation, warning of potential threats to investment in grassroots cricket and long-term implications for the sport. NSW, which operates two BBL clubs, expressed disappointment over the lack of alignment across Australian cricket and highlighted unfulfilled conditions for the sale process.

India Rejects US Influence Claims Over UPI MDR Policy

India Rejects US Influence Claims Over UPI MDR Policy

Rediff.com17 Sep 2026

The Finance Ministry has dismissed allegations of US pressure influencing the 0.4% Merchant Discount Rate (MDR) on select UPI transactions. It clarified that NPCI guidelines prioritise RuPay credit cards on UPI and do not favour international cards. The ministry also asserted that the MDR, applicable to person-to-merchant transactions above Rs 2,000, is unlikely to increase cash transactions or cause inflation, with measures in place to prevent burdening consumers.

'She Hasn't Kissed Me In 29 Years'

'She Hasn't Kissed Me In 29 Years'

Rediff.com4 Sep 2026

In his advice to a distressed husband rediffGURU Ravi Mittal, dating coach, CEO of online dating website Quack Quack and Rebounce, a matrimony platform, explains how to address long-standing issues in a marriage.

Finance Ministry Rejects US Influence Claims On UPI MDR

Finance Ministry Rejects US Influence Claims On UPI MDR

Rediff.com17 Sep 2026

The Finance Ministry has refuted allegations that US pressure influenced the decision to levy a 0.4 per cent Merchant Discount Rate (MDR) on select UPI payments. The ministry clarified that the NPCI guidelines prioritise RuPay credit cards on UPI to promote domestic alternatives and ensure a self-sustaining revenue model for smaller domestic companies, countering claims of favouring foreign payment providers.

Ram Temple trust's new CEO holds first meeting with members

Ram Temple trust's new CEO holds first meeting with members

Rediff.com3 Sep 2026

Air Marshal (retd) Jeetendra Mishra has taken charge as the first Chief Executive Officer of the Ram temple trust in Ayodhya. He attended his inaugural meeting with trust members, where he was briefed on administrative and accounting functions. This appointment is part of a broader administrative overhaul following controversies over alleged embezzlement of temple donations.

Liverpool manager Iraola keen to focus on results after transfer window closes

Liverpool manager Iraola keen to focus on results after transfer window closes

Rediff.com3 Sep 2026

Liverpool manager Andoni Iraola expressed relief at the closure of the transfer window, stating it allows his side to fully concentrate on securing their first Premier League win of the season against Ipswich Town.

Who Should Avoid F&O Trading?

Who Should Avoid F&O Trading?

Rediff.com28 Aug 2026

Futures and options (F&O) trading suits investors with good market knowledge, sufficient risk capital, a tested strategy and strong discipline.

India's Forex Kitty Soars to New All-Time High of $740.8 Billion

India's Forex Kitty Soars to New All-Time High of $740.8 Billion

Rediff.com4 Sep 2026

India's foreign exchange reserves surged by USD 11.475 billion to a new record high of USD 740.803 billion for the week ended August 28, driven by the RBI's concessional forex swap initiatives.

Nagendra offered to quit to save Congress from embarrassment: Shivakumar

Nagendra offered to quit to save Congress from embarrassment: Shivakumar

Rediff.com29 Aug 2026

Karnataka Chief Minister D K Shivakumar confirmed that Minister B Nagendra has offered to resign to avoid embarrassing the Congress party and the government, despite Shivakumar's insistence on Nagendra's innocence in the alleged Valmiki Scheduled Tribes Development Corporation scam. The Chief Minister stated he would consult the party high command before making a final decision.

'Bank Customers Have Become Demanding'

'Bank Customers Have Become Demanding'

Rediff.com15 Sep 2026

'Ultimately, banks are a channel for people to get some long-term return, and this means banks need to adjust their asset-liability mismatch.' 'Customers also need long-term deposits, say those of three-five years. How would they get them if returns on those deposits do not climb?' 'Otherwise, on fixed deposits, a senior citizen doesn't get anything.'

UPI MDR: Ministry Addresses Concerns Over Cash Transactions And Inflation

UPI MDR: Ministry Addresses Concerns Over Cash Transactions And Inflation

Rediff.com17 Sep 2026

The Finance Ministry has clarified that the 0.4 per cent Merchant Discount Rate (MDR) on UPI transactions above Rs 2,000, effective October 15, is not expected to increase cash transactions or cause inflation. The ministry also dismissed allegations of US pressure influencing the decision, asserting that the policy aims to promote RuPay credit cards within the UPI ecosystem, and a monitoring mechanism will ensure the MDR burden is not passed on to consumers.

India on watch as Trump may sign Russia sanctions bill today

India on watch as Trump may sign Russia sanctions bill today

Rediff.com19 Sep 2026

US President Donald Trump is expected to sign the Lindsey O. Graham Sanctioning Russia and Iran Act of 2026 later on Friday (local time). A White House official confirmed the development to ANI without revealing further details.

UPI charges: Govt rejects rollback amid Opposition outcry

UPI charges: Govt rejects rollback amid Opposition outcry

Rediff.com17 Sep 2026

The Indian government has introduced a 0.4% fee on UPI transactions above Rs 2,000 for merchants, effective October 15, sparking strong opposition from political parties and traders. Despite accusations of foreign influence and demands for a rollback, the finance ministry and top functionaries have stated there will be no reversal, citing the need for a self-sustaining digital payments ecosystem.